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Opting Out of Credit Offers
June 2004

Man dead 20 years—heirs still receiving credit offers.

How many pre-approved credit offers did you receive in the mail this week? Besides being a waste of resources, these offers can wreak financial havoc if they fall into the wrong hands.

There’s hope
The best way to reduce junk mail (and clutter of all forms) is to stop it before it comes to your home. It takes just two minutes and one phone call to opt out of all four credit bureaus that sell your information. The number is 888-567-8688. You will be given a choice to opt out for two years or permanently.

Secure your mail
Mailbox theft is easy for thieves, and no neighborhood is immune from it. Don’t forget about the mail when you go on vacation this summer. A locking mailbox is a wise precaution, especially if your mailbox is street-side. Check with the postal service for specifications, and be sure to provide your mail carrier with the key.

A client was victimized by someone she had asked to bring in her mail. After discovering thousands of dollars had been stolen, she called me to untangle the mess the thief made of her finances. Arrange for the post office to hold your mail (including the newspaper) while you’re away, or have a trusted person pick it up.